Which option is right for me?
How It Works
It’s never been easier to bring your next bike home. With Affirm and Shop Pay Installments, you can split your purchase into manageable payments—so you can ride now and pay later.
Step 1: Add to Cart
Choose your gear. Add it to your cart—orders must be at least $50 to qualify.
Step 2: Choose a Payment Option
At checkout, select either Affirm or Shop Pay Installments. You’ll see your options—interest-free or longer-term.
Step 3: Apply and Confirm
Get a decision in seconds. Approval won’t impact your credit score unless you finalize a loan with a hard check.
Step 4: Complete Purchase
Finish checkout and pay over time—on your schedule.